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Insurance

We provide our drivers with additional commercial insurance to supplement their personal policies while driving with Fasten. Below is a breakdown of how our commercial insurance policy would apply during the different stages of the trip process.

Unavailable Mode

When you are in Unavailable mode and cannot receive incoming ride requests, you will only be protected by your own private insurance policy

Available Mode

When you are in Available mode and accepting incoming ride requests, you are additionally covered with a special contingent liability policy provided by Fasten. It covers:

Up to $50,000 per person (bodily injury)

Up to $100,000 per accident (bodily injury)

Up to $25,000 (property damage)

Accepted Ride Request

The moment you accept aincoming ride requests, our Commercial Auto Liability and UM/UIM Coverage (up to $1,000,000 per occurrence) are in effect. Additionally, we provide Contingent Comprehensive and Collision coverage (up to $50,000 per occurrence) to those drivers who already have comprehensive coverage on their personal insurance policies.

During the Ride

From the time you get in the car until you close the door on the way out, our Commercial Auto Liability and UM/UIM Coverage (up to $1,000,000 per occurrence) are in effect. Additionally, we provide Contingent Comprehensive and Collision coverage (up to $50,000 per occurrence) to those drivers who already have comprehensive coverage on their personal insurance policies.

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